Author: Christopher Hankey

UM & UIM Claims Outside the Vehicle – Auto Accident Law

UM & UIM Claims Outside the Vehicle

Personal Injury Lawyers » UM & UIM Claims Outside the Vehicle

Do I Have to be in my Vehicle in Order to File an Uninsured or Underinsured Motorist Claim?

First, what is the difference between an uninsured motorist and an underinsured motorist? An uninsured motorist does not possess auto insurance of any kind. You may be thinking, “Aren’t you required to have insurance by law?” The answer is yes, however one of every seven drivers on the road possesses no insurance making accidents with uninsured drivers very common. While someone who is underinsured is a person that does not possess enough insurance to cover all the damage that is caused by the accident which includes; property damage, lost wages, medical expenses, and other like damages. The underinsured motorist claim/uninsured motorist coverage in your insurance policy covers events when you or your vehicle are in an accident with a motorist who is uninsured, underinsured, or flees the scene of the accident.accident attorneys Texas

Are the Passengers in my Car Covered by the Underinsured Motorist/ Uninsured Motorist Claim Policies in my Insurance Coverage?

Much like when you lend your car out to someone, under-insured insurance policies in your insurance will follow your car and protect the driver and all the passengers in it when a car accident with an underinsured driver takes occurs.

What if I’m Not in a Car When I Get Hit by an Underinsured/ Uninsured Motorist?

We hate to think of tragic events happening when doing something as harmless as going for a walk, unfortunately, this happens. So what if you or a loved one is injured or killed in a pedestrian accident and the motorist is uninsured? Before you worry whether you’re own medical insurance will cover you, having uninsured motorist/underinsured motorist coverage in your auto insurance plan may be able to contribute to the number of medical costs and other costs that you may experience as a result of the accident.

What if my Car is Parked and Someone Crashes Into it and Does Not Have Insurance?

Your amount of coverage from an accident involving your parked vehicle does not change because you were parked or moving at the time of the accident. Your uninsured/underinsured motorist coverage will cover the cost set out in your insurance policy.Truck Accident Attorneys

Do you have a legal issue or question? Call us now.

What Happens if I am Riding my Bicycle and Someone Hits me and Flees the Accident Scene?

If you are hit by a car while riding your bicycle you will be covered by their auto insurance, however, if they do not have insurance or flee the scene what will happen? You will likely be able to use the under insurance/uninsured motorist coverage to pay for your injuries. To ensure that you are afforded all the protection that you are entitled to, you need to make sure that you are represented by skilled and knowledgeable attorneys that have experience getting clients the maximum amount of coverage that they deserve.

Getting in a car accident or being injured by a motorist while walking, cycling, or other activities can be a scary and confusing time. Often people are pushed into signing releases before they are ready and are made fully aware of the extent of their injuries. Don’t be one of these people, know your rights! Call to get in contact with our law office. We have more than 20 years of experience practicing personal injury law and are eager to help you fight for the damages that you deserve.

Personal Injury Law – Choosing The Right Personal Injury Lawyer

Choosing The Right Personal Injury Lawyer

The process involving a personal injury claim is generally time-consuming and frustrating. Choosing the right personal injury attorney is critical for you to maximize your financial settlement. There is generally a lot of litigation that arises during the time required to adjust the amount of your claim. It is to your benefit to find the right attorney that can persistently fight on your behalf against the insurance companies’ legal counsel and adjusters.

A personal injury attorney may be able to help you immediately after an accident happens. You need to protect your rights immediately after the accident occurs. Most attorneys will not charge you a fee to meet with you and discuss your case. You will have a good idea of the potential of your case after this meeting. Personal injury attorneys charge their fees as a percentage of the settlement money you receive. Do not simply make a decision based on the percentage. Instead, find out other cases the attorney has handled and what type of settlements they have obtained for their clients.

Here are a couple of questions to ask your prospective attorney

Please describe other similar types of injury claims and what type of settlements you were able to get for your clients.

How long did the settlements generally take from beginning to end?

What in your opinion is your greatest strength in dealing with opposing counsel or adjusters?

You should describe the details of your personal injury that occurred, the date and time of the accident, the place, traffic conditions at that time etc. In addition, you should have the names of nearby roads and intersections, and any possible witnesses. As for the injury itself, you need to list any type of medications you were associated with, whether you had alcohol that day, the last time you had visited your doctor, and the reason you went to the doctor. Most importantly describe the pain you are in, the trouble caused by the injury, how much time was missed from work, and how it has affected your life and your family. If you are comfortable with the attorney’s suggestions, you should probably proceed. More here @
The time your attorney takes to explain the process is incredibly important to you in setting reasonable expectations. Our firm has been practicing personal injury law in for over a decade and a half. We have an intense desire and belief in helping victims of accidents. Please click on this link @

Car Accident Attorneys Texas

Car Accident Attorneys Texas

The numbers of accidents that occur in Texas on a yearly basis are staggering. However, the occurrence of an accident does not necessarily mean that there will be a lawsuit to pursue. Many auto accident victims often ask the question, “Do I have a case?” but the answer to that question depends on the existence of certain factors.

Those who have suffered injuries because of another’s carelessness or negligence may be entitled to file a personal injury claim. But accident victims should keep in mind that the presence of certain elements will make the difference between a successful outcome and a less than favorable decision.accident attorneys Texas

Individuals who have been injured in motor vehicle accidents often have questions beyond those that might be presented in a car accident info center. If you want to know the answer to the question “Do I have a case?” contact one of our skilled Texas car accident lawyers as soon as possible by calling us for a consultation. Find more info here @

How To Answer The Question, ‘Do I Have A Case?

Some attorneys who practice in the areas of motor vehicle accidents and personal injury law may advise accident victims about the viability of their cases by closely examining the evidence and facts presented. The three key elements that should be present for a potentially successful claim are:

An actual injury
Liability for that injury
Insurance coverage

Upon adequate review of the facts and evidence, a lawyer will be able to make a determination with regard to pursuing a personal injury claim. The accident itself may have been a traumatic occurrence for all involved; however, once the emotions have calmed, a deeper look into the value of the case should be undertaken.

Valuing A Car Accident Case

When trying to figure out how much money your accident case is worth, a thorough examination of the above-mentioned elements will need to be done. For instance, with respect to an actual injury, the extent and degree of that injury will play a large role in determining the value of the case. The more substantial the injury, the more significant the compensation might be.

Additionally, when it comes to liability for the injury, if the injury was completely someone else’s fault, you may have a good case. Texas’s laws, however, state that any amount of recovery awarded will be lowered if the injured party played any part in his or her accident injuries. Therefore, if you were 25 percent responsible for the accident, your compensation will be adjusted downward to reflect that amount of liability.

The existence of insurance coverage will also play a role in your recovery. If the party responsible for the accident has inadequate insurance or does not have any insurance, your compensation may be greatly limited. Keep in mind though that you may be able to make a claim against your own insurance policy.

The factors that go into valuing a case and determining whether or not you have a case can be overwhelming. That is why all accident victims are encouraged to work with a skilled lawyer who can ensure that all viable legal options are pursued. Call us at to schedule an appointment with a local attorney. Click here for more information @