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Do or Don’t You Need an Auto Accident Injury Lawyer?

Do or Don’t You Need an Auto Accident Injury Lawyer?

In most instances, it takes an experienced lawyer to make sure that accident victims recover the actual worth of their medical bills, pain, suffering, and damages to their vehicle and its contents. Depending on circumstances surrounding the accident and coverage level, it’s possible a reasonably intelligent accident victim to handle his or her claim on their own, without the assistance of a lawyer. Aside from the general challenges presented by defendant insurers, below are a few more instances that illustrate how your interests are best served with the assistance of a local, experienced car accident attorney.

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You’ve Suffered Bodily Harm in the Wreck – If you suffered any sort of bodily injuries in your accident, you should have an experienced lawyer handle your claim. A good indicator is whether you need a return visit to your doctor after being treated for your injuries. When you seek damages for bodily injuries, insurance companies don’t have to abide by any preformed guidelines when deciding how much to pay you. Because, by their very nature, insurance companies are more about premiums than claims, they can legally choose to pay you nothing by default. Their option is the first benefit of having a lawyer who is looking out for your interests regarding your claim. If you’ve suffered broken bones, head injuries, back injuries, or any other sort of injury in your wreck, do the smart thing and call an excellent attorney quickly.

The Other Driver is Hard to Deal With – It’s a good idea to call an attorney if the other driver involved in your accident gives you a hard time either at the scene of the wreck or later. If that other driver doesn’t want to provide you with his contact or insurance information, you must call an attorney. Belligerent accident “victims” usually have something to hide, either from the law or their insurance company. Their behavior could be an early indication that he’ll make it as difficult as possible for you to recover what you deserve. If you dealt with this kind of behavior, this could be a big red flag that you need to seriously consider hiring a lawyer, or at least have a serious visit with one.

You Can’t Afford to See a Doctor or Pay your Medical Bills – Many people don’t have health insurance, which would help them afford the treatment they need after they’ve been involved in a wreck. Even if an accident victim does have health insurance, the odds become less every day that their treatment needs may not be covered under their health benefits. Whether or not they have health insurance, many accident victims are reluctant to get treatment for their injuries because they don’t think they can afford to take time off of work to see a doctor. They have higher-than-normal deductibles, which preclude even using their health insurance.

Seeing a doctor and getting treatment for your injuries after an accident is not only essential to your health, it’s necessary for your injury claim or lawsuit. If you can’t afford treatment, or if you already have medical bills that you can’t pay, there’s probably something that our personal injury lawyers can do to help. We regularly work with doctors and healthcare professionals and can hook you up with the right doctor who will consider your situation. We have helped many of our clients receive necessary medical care after an auto accident at no out of pocket cost to them. Additionally, we can explain how the time you take off from work to get medical care may be computed in the damage compensation owed to you by the defendant in your case.accident injury lawyers

If you’re lucky, and none of those circumstances apply, the odds are pretty good that you can handle your case on your own, without the assistance of a lawyer, and reasonably resolve it. Sometimes, plaintiffs can successfully protect their rights when they’ve been involved in a wreck, which resulted in property damage only. If your car was damaged, but you’re not injured, insurance companies are bound by strict guidelines that tell them what they have to pay you in compensation for the damage to your car. Since these guidelines give them little wiggle room, insurance companies have minimal opportunity to rip you off when they reimburse you for your repair bills. If there are serious injuries, no guidelines exist. That’s when you need legal help in defending your compensatory rights.

Call us today. One of our accident injury attorneys will patiently listen to you, analyze your case, and explain your options. Our goal is to make sure that you recover as much as possible for your injuries and make this sometimes complicated legal process as easy as possible for you to bear.

The period after a car accident is often stressful and confusing. Don’t add to it and the confusion it creates by letting an inexperienced attorney handle your case or represent yourself when you are unqualified. With decades of experience, we are uniquely qualified and fully prepared to get you the best results possible. If you or someone you know was injured in a car accident, contact an attorney at our Texas Law Firm today at 1(800) 862-1260 (toll-free) for a free consultation and find out how we can help you.

UM & UIM Claims Outside the Vehicle – Auto Accident Law

UM & UIM Claims Outside the Vehicle

Personal Injury Lawyers » UM & UIM Claims Outside the Vehicle

Do I Have to be in my Vehicle in Order to File an Uninsured or Underinsured Motorist Claim?

First, what is the difference between an uninsured motorist and an underinsured motorist? An uninsured motorist does not possess auto insurance of any kind. You may be thinking, “Aren’t you required to have insurance by law?” The answer is yes, however one of every seven drivers on the road possesses no insurance making accidents with uninsured drivers very common. While someone who is underinsured is a person that does not possess enough insurance to cover all the damage that is caused by the accident which includes; property damage, lost wages, medical expenses, and other like damages. The underinsured motorist claim/uninsured motorist coverage in your insurance policy covers events when you or your vehicle are in an accident with a motorist who is uninsured, underinsured, or flees the scene of the accident.accident attorneys Texas

Are the Passengers in my Car Covered by the Underinsured Motorist/ Uninsured Motorist Claim Policies in my Insurance Coverage?

Much like when you lend your car out to someone, under-insured insurance policies in your insurance will follow your car and protect the driver and all the passengers in it when a car accident with an underinsured driver takes occurs.

What if I’m Not in a Car When I Get Hit by an Underinsured/ Uninsured Motorist?

We hate to think of tragic events happening when doing something as harmless as going for a walk, unfortunately, this happens. So what if you or a loved one is injured or killed in a pedestrian accident and the motorist is uninsured? Before you worry whether you’re own medical insurance will cover you, having uninsured motorist/underinsured motorist coverage in your auto insurance plan may be able to contribute to the number of medical costs and other costs that you may experience as a result of the accident.

What if my Car is Parked and Someone Crashes Into it and Does Not Have Insurance?

Your amount of coverage from an accident involving your parked vehicle does not change because you were parked or moving at the time of the accident. Your uninsured/underinsured motorist coverage will cover the cost set out in your insurance policy.


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What Happens if I am Riding my Bicycle and Someone Hits me and Flees the Accident Scene?

If you are hit by a car while riding your bicycle you will be covered by their auto insurance, however, if they do not have insurance or flee the scene what will happen? You will likely be able to use the under insurance/uninsured motorist coverage to pay for your injuries. To ensure that you are afforded all the protection that you are entitled to, you need to make sure that you are represented by skilled and knowledgeable attorneys that have experience getting clients the maximum amount of coverage that they deserve.

Getting in a car accident or being injured by a motorist while walking, cycling, or other activities can be a scary and confusing time. Often people are pushed into signing releases before they are ready and are made fully aware of the extent of their injuries. Don’t be one of these people, know your rights! Call to get in contact with our law office. We have more than 20 years of experience practicing personal injury law and are eager to help you fight for the damages that you deserve.

Personal Injury Law – Choosing The Right Personal Injury Lawyer

Choosing The Right Personal Injury Lawyer

The process involving a personal injury claim is generally time-consuming and frustrating. Choosing the right personal injury attorney is critical for you to maximize your financial settlement. There is generally a lot of litigation that arises during the time required to adjust the amount of your claim. It is to your benefit to find the right attorney that can persistently fight on your behalf against the insurance companies’ legal counsel and adjusters.

A personal injury attorney may be able to help you immediately after an accident happens. You need to protect your rights immediately after the accident occurs. Most attorneys will not charge you a fee to meet with you and discuss your case. You will have a good idea of the potential of your case after this meeting. Personal injury attorneys charge their fees as a percentage of the settlement money you receive. Do not simply make a decision based on the percentage. Instead, find out other cases the attorney has handled and what type of settlements they have obtained for their clients.

Here are a couple of questions to ask your prospective attorney

Please describe other similar types of injury claims and what type of settlements you were able to get for your clients.

How long did the settlements generally take from beginning to end?

What in your opinion is your greatest strength in dealing with opposing counsel or adjusters?

You should describe the details of your personal injury that occurred, the date and time of the accident, the place, traffic conditions at that time etc. In addition, you should have the names of nearby roads and intersections, and any possible witnesses. As for the injury itself, you need to list any type of medications you were associated with, whether you had alcohol that day, the last time you had visited your doctor, and the reason you went to the doctor. Most importantly describe the pain you are in, the trouble caused by the injury, how much time was missed from work, and how it has affected your life and your family. If you are comfortable with the attorney’s suggestions, you should probably proceed. More here @
The time your attorney takes to explain the process is incredibly important to you in setting reasonable expectations. Our firm has been practicing personal injury law in for over a decade and a half. We have an intense desire and belief in helping victims of accidents. Please click on this link @

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